Your roadmap
Purchase, renewal, or HELOC — we figure out what you're actually trying to do. Not just the loan amount, but your timeline, your situation, and what matters most to you. Rate? Flexibility? Speed? We'll know the right answer before we start shopping.
48 hours. Real numbers, not ballpark figures. You'll know your maximum purchase price, your rate range, and what lenders are going to want from you. No surprises at the offer table, no conditions you weren't expecting.
With 100+ lenders in our network — banks, credit unions, monolines, private — we find the product that fits your situation. Not the one that's easiest for us. The one that's right for you. Fixed or variable, short or long term, we run the comparison.
We handle the paperwork. You send us the documents, we package everything and submit to the right lender. Our presentation approach is precise — conditions are minimized upfront so you're not scrambling later.
Commitment letter received. We walk you through every condition and every deadline. If there are items to clear, we tell you exactly what's needed and in what order. You're never in the dark.
Financing confirmed. Your lawyer has everything they need. You get the home — or the renewed rate, or the equity access — exactly as planned.
What to bring
Don’t have everything yet? Bring what you have — we’ll work with it.
What to expect
48 hours to pre-approval. 14–30 days to funded.
Purchase timelines depend on your conditions and closing date. Renewals and refinances typically move faster. We'll set a clear timeline on the first call.
We give you a specific timeline estimate on the discovery call — not a range that covers every possible scenario.