MATHESON FINANCE
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Residential

Here’s how your file
unfolds.

Whether you're buying your first property, renewing at the right rate, or accessing equity through a HELOC — this is how we handle it. Precise, fast, and always in your corner.

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Your roadmap

01

The Discovery Call

15 min call

Purchase, renewal, or HELOC — we figure out what you're actually trying to do. Not just the loan amount, but your timeline, your situation, and what matters most to you. Rate? Flexibility? Speed? We'll know the right answer before we start shopping.

02

Pre-Approval

48hr pre-approval

48 hours. Real numbers, not ballpark figures. You'll know your maximum purchase price, your rate range, and what lenders are going to want from you. No surprises at the offer table, no conditions you weren't expecting.

03

Product Selection

With 100+ lenders in our network — banks, credit unions, monolines, private — we find the product that fits your situation. Not the one that's easiest for us. The one that's right for you. Fixed or variable, short or long term, we run the comparison.

04

Application & Submission

We handle the paperwork. You send us the documents, we package everything and submit to the right lender. Our presentation approach is precise — conditions are minimized upfront so you're not scrambling later.

05

Approval

Commitment letter received. We walk you through every condition and every deadline. If there are items to clear, we tell you exactly what's needed and in what order. You're never in the dark.

06

Keys

Done

Financing confirmed. Your lawyer has everything they need. You get the home — or the renewed rate, or the equity access — exactly as planned.

What to bring

Gather these before we talk.

2 years T4s or Notices of Assessment
Recent pay stubs (last 90 days)
Current letter of employment
3 months bank statements
Purchase agreement (if buying)
Current mortgage statement (if renewing or refinancing)
Photo ID

Don’t have everything yet? Bring what you have — we’ll work with it.

What to expect

Realistic timelines,
upfront.

48 hours to pre-approval. 14–30 days to funded.

Purchase timelines depend on your conditions and closing date. Renewals and refinances typically move faster. We'll set a clear timeline on the first call.

We give you a specific timeline estimate on the discovery call — not a range that covers every possible scenario.

Ready to move

Ready to get started?

15 minutes. No forms. Just a straight conversation about your file and what’s possible.

Book a Consultation
Apply Now→
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