Your roadmap
We start by understanding where you stand. What do you own, what do you owe, and what are you trying to accomplish? Whether it's pulling equity or clearing high-interest debt, we need the full picture before we can tell you what's realistic.
We assess your current equity position and debt structure. How much is accessible, at what LTV, and what does a consolidated payment actually look like for you? Cameron runs the numbers with CPA-level precision so there are no surprises later.
Equity take out, debt consolidation, or a combination of both — we map the approach that makes the most financial sense for your position. You'll see the before and after clearly before we do anything. No guesswork, no pressure.
We match your file to the right product and the right lender. Private, institutional, or a blend — whatever gets you the best outcome. We don't default to the same lender for every file.
Commitment in hand. Conditions cleared. You know exactly what the new structure looks like — rate, term, payment — before anything closes. We walk you through every line.
One payment instead of four. Or cash in your account for the next move. Either way, you're in a materially better position than when we started.
What to bring
Don’t have everything yet? Bring what you have — we’ll work with it.
What to expect
Initial assessment in 24 hours. 21–30 days to funded.
Private lender files can fund faster. Refinances through institutional lenders typically take 21–30 days for the appraisal and underwriting process.
We give you a specific timeline estimate on the discovery call — not a range that covers every possible scenario.