MATHESON FINANCE
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Equity & Consolidation

Here’s how your file
unfolds.

You own real estate. You may have equity sitting idle, or debt that's costing you more than it should. Either way, the answer is in your existing assets — and we'll show you exactly how to access it.

Apply Now→Try the Refinance Calculator→

Your roadmap

01

The Discovery Call

15 min call

We start by understanding where you stand. What do you own, what do you owe, and what are you trying to accomplish? Whether it's pulling equity or clearing high-interest debt, we need the full picture before we can tell you what's realistic.

02

Position Assessment

24 hrs

We assess your current equity position and debt structure. How much is accessible, at what LTV, and what does a consolidated payment actually look like for you? Cameron runs the numbers with CPA-level precision so there are no surprises later.

03

Strategy

Equity take out, debt consolidation, or a combination of both — we map the approach that makes the most financial sense for your position. You'll see the before and after clearly before we do anything. No guesswork, no pressure.

04

Product & Lender Match

We match your file to the right product and the right lender. Private, institutional, or a blend — whatever gets you the best outcome. We don't default to the same lender for every file.

05

Approval & Terms

Commitment in hand. Conditions cleared. You know exactly what the new structure looks like — rate, term, payment — before anything closes. We walk you through every line.

06

Funded

Funded

One payment instead of four. Or cash in your account for the next move. Either way, you're in a materially better position than when we started.

What to bring

Gather these before we talk.

Recent mortgage statement(s)
Property assessment or recent appraisal
2 years personal tax returns (T1 General)
List of outstanding debts with statements
Current letter of employment
Proof of income (if self-employed)
Photo ID

Don’t have everything yet? Bring what you have — we’ll work with it.

What to expect

Realistic timelines,
upfront.

Initial assessment in 24 hours. 21–30 days to funded.

Private lender files can fund faster. Refinances through institutional lenders typically take 21–30 days for the appraisal and underwriting process.

We give you a specific timeline estimate on the discovery call — not a range that covers every possible scenario.

Ready to move

Ready to see what's possible?

15 minutes. No forms. Just a straight conversation about your file and what’s possible.

Book a Consultation
Apply Now→
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